Mga tuntunin sa pagbabayad

1. What you are buying

Immediate access to the full SteadyRN practice bank — every question, in English and Taglish, with a written explanation for every answer option. The bank is available today and access begins when your payment settles.

Access is granted the moment your payment settles, usually within seconds. There is nothing to ship, activate or wait for. If it has not appeared within a few minutes, that is a fault on our side and we will fix it — contact us.

Access does not expire. There is no subscription, no renewal, and nothing further to pay.

2. All sales are final

Because the product is delivered in full and immediately, we do not offer refunds once a purchase has completed. You get the entire bank the moment you pay, so there is no partial delivery to unwind and no waiting period during which we might fail you.

This is why a substantial part of the bank is free and requires no card. Practise the free questions first and decide whether the product suits you before paying — that is the trial, and it is the honest place to make the decision.

If something has genuinely gone wrong — you were charged twice, charged for an account you cannot reach, or charged for something you never received — that is not a refund request, it is a mistake on our side, and we will correct it. Contact us.

3. Your rights under your own law

Nothing on this page reduces any refund or cancellation right you have under the consumer-protection law of the country where you live. Where that law gives you more than this page does, that law applies.

4. Your bank is not your only option — but talk to us first

You can always dispute the charge with your card issuer. We would rather you did not have to: a dispute takes weeks and is decided by people who have never read this page, while an error on our side takes us days to correct. If you have already opened one, tell us — we will not contest a dispute over a charge that was genuinely our mistake.

5. If money does come back

Refunds go back to the card or payment method you paid with, through Stripe. We cannot send it anywhere else — that is a property of how the payment was taken, and it is also what protects you.

Once we submit it, Stripe releases the money straight away, but how quickly it appears on your statement is between Stripe and your bank — usually a few business days.

One thing outside our control: if your bank converted currency to pay us, it converts back at its own rate on the day, so the amount that lands may differ slightly from the amount that left. That difference is your bank's exchange rate, not a partial refund.

6. Who you are buying from, and how to reach them

The seller is MB Evelaina, a small partnership (mažoji bendrija) registered in the Republic of Lithuania, trading as SteadyRN.

Any question about this page goes through the contact form, or by email to the address above.